When You Need It Most
Critical illness insurance provides tax-free funds to help should your child be diagnosed with a serious condition.
Stop working to care for a sick child without the financial stress of a mortgage or household expenses. If you don’t use the insurance, you get your money back.
+30
ILLNESSES
COVERED
Many serious conditions are commonly diagnosed at a young age, such as: muscular dystrophy, cystic fibrosis, cerebral palsy and type 1 diabetes mellitus. If diagnosed, you can then use the insurance to assist you with caring for your child.
Once diagnosed, critical illness insurance pays out a tax-free benefit allowing you to take time off work to be with your child as well as pay for expenses not covered by your health insurance.
EXTRA PERKS ! You also benefit from the medical expertise of a vast network of specialist doctors.
Replace Lost Income
Replace Lost Income
Offset income by parents or other caregivers due to time away from work.
Pay Your Mortgage
Pay Your Mortgage
Meet mortgage requirements during child’s recovery.
Subsidize Treatment
Subsidize Treatment
Pay for medical treatment not covered by public health care or group insurance.
Hire A Nurse
Hire A Nurse
Hire a nurse to help with treatment and recovery.
Pay For Travel
Pay For Travel
Pay for transportation or accommodations if travel is required for treatment.
Make A Dream Come True
Make A Dream Come True
Ultimately, you can use the money as you see fit.
GET YOUR
MONEY
BACK
We hope your child never gets sick. If that’s the case, you’ll get back 75% of premiums paid at age 25. You can then continue the policy and benefit from the same protection at the same guaranteed low cost. As of age 40, your child can cancel the policy with 100% refund of all premiums paid.
We're parents too and we know life can be hectic.
That's why we've designed an easy, streamlined approach to buying child critical illness:
Submit some basic information about yourself (your data remains 100% confidential).
A licensed advisor may contact you to validate your information and needs. We are members in good standing of the Autorité des marchés financiers, the Chambre de sécurité financière and the Financial Services Regulatory Authority of Ontario.
You receive our easy-to-understand quote by email within 24 hours.
You can contact us by telephone, email or video-conference to discuss any questions you have about our quote.
There is no obligation to purchase and you will not incur any costs if you decide not to purchase.
If you decide to purchase critical illness insurance, we will guide you through the application process step-by-step.